The Road Ahead

At Forty Financial, we help clients improve their Financial Fitness. We do this by following Forty Financial’s three step process for Financial Freedom.

We use a “holistic approach” to wealth management. Our systems, procedures and techniques have been refined by years of experience to help make us an efficient and productive wealth management company.

We Are:

• Consultants Not Dictators – We take a consultative approach looking at your entire financial picture. Then, we develop a plan to help you get to where you want to go.
• Committed – We are committed to providing you with the finest in wealth management and financial planning services. We are free to work with you in a way that helps to meet your needs and desires.
• Understanding – We understand that wealth management is a process, not a product. As such, you receive ongoing money-mentoring and coaching. We are there when you need us.
• Educated – We attend a minimum of thirty hours of classroom education each year, over twice the industry average. We do this for one reason only… to better serve you with the latest in products, services and tax strategies.

We Provide:

• Independent Products – We do not offer any proprietary products, we can choose from literally thousands of products in the financial services industry. The only caveat is that the products or services meet your needs and desires.
• Technology – View your account statements, account values, holdings and transaction histories online. Use the online Client Vault to store all of your important documents, i.e. wills, trusts, tax returns, account statements all in one place.

• Your current retirement plans
• Your current investments
• Your personal spending habits and budget
• Your personal risk tolerance
• Your retirement timing

Step 2 – Educate
In the Educate phase, we will spend our time reviewing your existing investments and discuss how well they fit with the needs you shared during the Discovery phase. We will review the different types of investments available and how they match with your timing and risk tolerance. You will learn the difference between conservative and aggressive investments and the needs to help prior to ensure that both are adequately covered.

Step 3 – Initiate Your Plan
Once we have evaluated your needs and discussed the appropriate mix of investment options for your specific situation, it will be time to initiate your plan. This is where you will make your initial decisions on which components to implement immediately and then set a timetable for the implementation of future steps. We will identify the next steps for implementing your plan and any actions that you will need to take before we meet again at a scheduled time to help prior to ensure your plan accomplishes your goals.